Choosing a Credit Card

by: Janna Weiss One of the biggest downfalls of using credit cards to make purchases is the interest rate. If you carry a balance from month to month, you can expect to pay more for your purchases than if you paid cash. But some cards offer phases w

For about twenty years, banks and financial institutions have figured out that appealing to people hearts is the way to get them to open their wallets. Affinity credit cards have a charity logo as well as the issuer logo; each time the card is used t

Nowadays many credit card companies offer perks to lure new customersranging from introductory offers with zero percent interest fortransferred balances, Reward Programs offering airline mileage and cashback, and discount programs with select merchan

Ifyou have had difficulty keeping up with your bills, you can restassured you are not alone. Many people have run into trouble or ashortage of cash flow from time to time that has resulted in theinability to make all of their payments in full and on

We ranked the top five credit card companies on customer service (American Express, Bank of America, Chase, Citibank, and Discover), and here are our final results. #5: Bank of America. Though offering the standard services, and having a widespread n

American Express TIME TO 800 NUMBER: Less than two minutes. HELPFULNESS OF AGENTS: When we got through, we talked to a helpful and professional representative. Even their automated voice system woman who greets you when you first pick up is very con

You have seen it before. Perhaps you are one of the millions of people who see these words everyday. They come directly to you courtesy of the postal service via your mailbox. These words likely appear in your email several times daily as well. You h

by: Janna Weiss America is seeing a surge in charitable endeavors. More people are opening their wallets to donate to good causes year-round. The kind-hearted are even electing to take volunteer vacations, where they spend weeks building homes for d

by: Debbie Dragon How many times per week does your mailbox contain an offer for a pre-approved credit card? If you're like most people, you are receiving between two and ten pre-approved credit card offers each and every week! In a time when everyt

Each day, thousands of Americans receive credit card offers in their mailboxes. Was today your day to receive a credit card offer? If you are like many Americans, you may have taken two different steps. Many Americans simply toss their credit card of