Credit Account Management

Gift card survey: Details of biggest issuers' cards By CreditCards.com Click on your favorite gift card for more information: 7-Eleven Ahold USA American Express Best Buy Bloomingdales Circuit City Costco CVS Delhaize America Discover Federated Depa

Good rewards credit card offers easy savings By Jeremy Simon While some U.S. consumers will go to great lengths to manipulate their cash flow to squeeze out some extra savings, for most Americans it may be easier just to make use of a solid reward c

Managing and getting rid of debt By Ben Woolsey Credit card debt has a way of spiraling out of control. The worst thing you can do is ignore it and hope it goes away. When you make poor financial decisions, these details begin to appear on your cred

10 worst credit card mistakes Whether your credit's good or bad, avoid these common blunders By Kay Bell Whether you're in a financial crunch or just lack a second Ferrari, credit card offers landing in your mailbox might look like an answer to pra

What happens to delinquent credit card accounts? By Jeremy Simon At some point, every consumer may wonder what happens to delinquent credit card accounts. While one way to learn what takes place is simply to stop making payments on your monthly cred

Know the latest credit card fraud techniques By Jeremy Simon Identity thieves and credit card fraudsters constantly develop new methods of stealing information from consumers. While many Americans think their information is safe, it is important to

Minimum payments are not your friend By Ben Woolsey For many Americans, its common to overspend -- and to use a credit card to do so. It is also common to make minimum payments to keep credit card companies at bay for another month. But that option

Older Americans' credit card debt rising Retirees relying more on credit cards By John Egan The rocky years of the Depression shaped frugal and debt-shy consumers, but towering credit card balances now compel many seniors to seek help. Their growing

Credit cards provide a safety net for cash-strapped consumers By Jeremy Simon A credit card enables some U.S. consumers to purchase merchandise they cannot afford and to live beyond their means. But for cash-strapped consumers simply looking to get

Free money: how to claim expired gift card funds By Jeremy Simon CreditCards.com's gift card survey showed that most gift cards issued by major retail chains do not expire. But some do. What happens to that unclaimed money is increasingly the subjec